You should freeze your child’s credit. Here’s how

Source: Robert Neubecker, N.Y.Times (Paid Registration)

Most people aren’t in the habit of monitoring their children’s credit, which gives thieves more time to do their work.

Each of the credit bureaus has instructions on its website. Generally, the law requires companies to collect proof that you are who you say you are and that your child is really your child. This usually means mailing them copies of some combination of your child’s birth certificate and Social Security card, and your driver’s license and Social Security card.  You may think of your 16-year-old as a minor, but adulthood arrives early in creditland, as soon as you turn 16.


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